“Whatever” Loans – Downeast Credit Union

"Whatever" Loan

Downeast Credit Union offers a special, no credit pull, "Whatever" Loan to its membership. With no credit pull necessary, DECU Whatever Loans are a quick, convenient way to put cash in your hand and a smile on your face!

DECU offers loans for "Whatever" you dream:

Vacation getaways
Home repairs
Heating fuel
Holiday shopping
Educational expenses
& much more...

Apply Now

The Qualifications are Simple:

Must be at current employer for 6 months or more
Must have a DECU checking account open for a minimum of 6 months (Fresh Start excluded)
Must have 6 consecutive months of FULL payroll direct deposit into DECU checking
Must be 18 years of age or older

Product Features:

No Credit Report necessary
Loan amount is a maximum of 50% of monthly income
Minimum loan amount is $250; Maximum loan amount is $1,000 ($1,500 max for second-year Whatever borrowers)
Quick & convenient way of obtaining money for small purchases, car repairs, etc
Terms up to 12 Months*
18.00% Annual Percentage Rate*
Convenience of automatic transfer; set up payroll deduction to transfer directly to loan based on frequency of pay

Additional Guidelines:

Whatever you dream, let us help make it a reality!

See our Rates Page
Call a Loan Officer at any branch for more details.
For those interested in Personal Loans, DECU offers those as well. Click here for more info.

*Membership eligibility requirements. Some restrictions may apply. For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34, at an annual percentage rate (APR) of 18.00%. Rates, terms and conditions subject to change without notice.

Cover your loved ones' dreams with life insurance.

Get pre-approved for your next Auto Loan

0% Balance Transfers for 12-Months on VISAs!

Cover your loved ones' dreams with life insurance.

Get pre-approved for your next Auto Loan

0% Balance Transfers for 12-Months on VISAs!

Cover your loved ones' dreams with life insurance.

"Whatever" Loan

DECU offers loans for "Whatever" you dream:

The Qualifications are Simple:

Product Features:

Additional Guidelines:

Whatever you dream, let us help make it a reality!

Join Our mailing List

CALL A MEMBER SERVICE REPRESENTATIVE